The Heartland Advantage

  • Heartland’s philosophy is “Honesty, Fairness and Transparency.”
  • Heartland RMs live and work right here and provide excellent customer service.
  • If a batch is closed by 8 p.m. Eastern Time, funds are deposited the next morning.
  • There is only one deposit for all major card brands –including American Express and Discover – making it much easier to balance the books. Also, funds are received much faster than other processors.
  • Heartland does not charge “junk fees” or hidden fees. Customers know exactly what they are paying and why, because Heartland statements clearly define every charge.
  • Heartland does not arbitrarily increase pricing.
  • Heartland does not trap merchants in oppressive leases for aging equipment.